BUSINESS
INSURANCE
No one ever said owning a business was easy work. As an owner, there are many different aspects of your business for which you should consider coverage.
Belanger Financial Services helps business owners across industries understand the broad range of general liability options, commercial automotive insurance, and workers compensation.
Curious about the different forms of coverage under general liability? Want to learn about the differences in personal and commercial auto insurance policies? Unsure if you need Workers Compensation insurance?
Contact us to get a quote today!
GENERAL LIABILITY
General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.
WORKERS COMP
Workers Compensation Insurance provides protection for employees who sustain injuries while on the job. This eliminates the need for litigation, and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.
COMMERCIAL AUTO
Business owners need the same kinds of insurance coverages for the car you use for your business as you do for personal travel: liability, collision & comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.